The mobile bank with unmatched rewards

No gimmicks. Up to 2% cashback, 2.00% - 4.00% on savings, and an AI-powered assistant.

Unmatched checking

Up to 2% cashback.

Free ATMs.

No fees, even when you travel.

FDIC insurance up to $250,000.

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Unmatched checking

Up to 2% cashback.

Free ATMs.

No fees, even when you travel.

FDIC insurance up to $250,000.

LEARN MORE

Unmatched savings

Earn 2.00% - 4.00% on savings.

Automated saving.

Instant transfers.

No fees or minimums.

FDIC insurance up to $250,000.

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Unmatched assistant

Award-winning AI assistant to help you make better financial decisions.


Aggregate your accounts.

Track spending.

Find savings, typically $350/year.

Unmatched assistant

Award-winning AI assistant to help you make better financial decisions.


Aggregate your accounts.

Track spending.

Find savings, typically $350/year.

Common questions

What is Empower ?

What is unique about Empower?

Why do you build Empower?

"The personal finance app Empower is throwing the kitchen sink at Millennials to recruit them as users. It’s offering traditional banking features like 1% cash back on debit card transactions and a 2.00% interest savings account." - Forbes

Bank grade security

256-bit SSL end-to-end encryption.
Multifactor authentication,
Touch ID.

Fraud protection.
Visa’s Zero Liability Policy

FDIC insurance
up to $250,000.

Unmatched banking.